This means that the debtor need not pay any of the debt, in the event that either the debtor has no ability to pay any portion, and/or has no valuable assets that are not completely exempt.
#NJ EASY PASS DRIVER#
Such debt is also “dischargeable” in a chapter 13 case. That meant a driver with a New Jersey E-ZPass paid 2.70 to travel between exits 1 to 6, but a driver with an out-of-state E-ZPass paid 3.55, or 31 percent more. PA Turnpike has the only discounts that I will use regularly, but at least for now the discount is not limited to PA EZPass users only. New York has a 10 deposit per transponder which is waived if you set up auto payment (CC or checking account), and zero monthly fees. Summary of New Jersey Facilities Accepting E-ZPass New Jersey Turnpike Authority Burlington County Bridge Commission Delaware Memorial Bridge Trenton. The EZ Pass debt may be eliminated and is “dischargeable” in a chapter 7 bankruptcy case. Re: Best EZ Pass State to obtain an EZ Pass. However, the turnpike authority may charge reasonable fees and costs associated with the reinstatement.
#NJ EASY PASS REGISTRATION#
If the registration was suspended prior to the bankruptcy filing, the turnpike authority must reinstate the registration, after the filing. This means that if a bankruptcy case is filed, there is an automatic stay that prevents the debtor’s registration suspension and vehicle impoundment. Immediately upon the filing of any bankruptcy case, the New Jersey Turnpike Authority must immediately cease any and all collection efforts. What can you do, as you need your auto for work and to transport your children, etc? Bankruptcy may be an option. The letters may provide payment options that are financially unfeasible. The Turnpike Authority may send unnerving letters advising that if the debt is not paid, they will suspend your registration and impound all of your vehicles. Unfortunately, the Turnpike Authority does not treat the actual fines differently from the collection fees and costs. Upon receiving the discount, senior citizens can save 50 of what they usually pay in tolls as soon as. To apply for the discount, you must possess an active E-ZPass account in the said state. As your vehicle passes through, your E-ZPass account. However, please note that, as of now, the senior discount is only available for New Jersey. As your vehicle enters the toll lane, the E-ZPass tag that is mounted on your vehicles windshield is read. For example, a client’s total debt of $15,500, represents violation fines of $1,240.00 and collection costs of $14,260.00. Senior discounts are available for citizens older than age 65. I have handled bankruptcy cases, wherein about 92% of the EZ Pass debt represents collection costs and fees. New Jersey residents may not realize that relatively minor EZ Pass violations may result in an enormous debt after the New Jersey Turnpike Authority adds their collection fees and costs. Bankruptcy Lawyer Explains How New Jersey EZ Pass Violations And The Threat Of Registration Suspension and Auto Impoundment is Handled in Bankruptcy.
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